Universal Multi-Currency Business IBAN Account

All-in-one financial services for business owners: individual IBAN, international payments, currency exchange, and many more. Register now – it's fast and easy.

Universal Multi-Currency Business IBAN Account

One App, All Devices – Manage Your Finances Anywhere

Dedicated
Multi-Currency
IBAN Account

Make and receive payments in multiple currencies within a single account!

Tired of managing several bank accounts? With Transferra, you can send, convert, and receive money in over 30 currencies. You can switch between currencies, transaction types, and payment methods — all without the administrative hassle. Simplify your financial management and focus on what truly matters: growing your business.

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Cross-Border Payments to 180+ Countries

Transferra integrates with international payment networks such as SWIFT and SEPA, ensuring wide-reaching coverage and fast money transfers across 180+ countries. You can enjoy the convenient process for smooth cross-border transactions, no matter your location or currency.

SEPA Transfers in EEA Countries

Instant

Transfers in EEA countries

EUR

SWIFT International Transfers

1-2 working days

30+ currencies

All 30+ currencies

UK Domestic Faster Payments

Instant

GBP

UK Domestic BACS Transfers

1-3 working days

GBP

UK CHAPS Large Transfers

Same day

GBP

Start making global payments with confidence today!

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Receive, Hold, Pay, Exchange in 30+ Currencies

Benefit from minimised exchange rate risks and simplified liquidity management!

Worried about a limited supplier selection due to restricted access to currency options? Transferra is integrated with several payment systems, including Faster Payments in the UK. This enables you to transact in local currencies and select optimal currency pairs for international deals. Additionally, you can efficiently distribute funds across your branches.

Unlimited Visa Debit Cards with

and

Create cards for yourself and your team to take control of business expenses and income!

Transferra's virtual VISA debit cards can be issued instantly, eliminating the long wait times associated with physical cards. They offer robust security features like 3D Secure Authentication, integrate with popular mobile payment platforms, and can be used for both in-store and online transactions.

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Personal Manager Assistance

Get expert support from real specialists who understand your needs, not impersonal chatbots!

Dissatisfied with automated responses? At Transferra, we focused on personalised service. That's why we avoid using chatbots for communication. Instead, our platform connects you directly with dedicated account managers — financial experts ready to tackle your questions on payment methods, currency control, and complex compliance issues.

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Instant FX with No Hidden Fees Instant FX with No Hidden Fees Instant FX with No Hidden Fees Instant FX with No Hidden Fees

Instant FX with No Hidden Fees

Escape confusing conversion rates, unexpected charges, and hidden markups!

With our currency service, you pay only the actual exchange rate plus a small commission, ensuring complete transparency and fairness. Enjoy instant access to transactions, allowing you to respond quickly to market changes and complete urgent payments effortlessly. Let’s make your financial logistics worry-free.

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International Payments for Business Owners
of Any-Size Enterprises

International Payments for Business Owners of Any-Size Enterprises International Payments for Business Owners of Any-Size Enterprises International Payments for Business Owners of Any-Size Enterprises International Payments for Business Owners of Any-Size Enterprises International Payments for Business Owners of Any-Size Enterprises

Start-Ups

  • Make your international money transfers cheaper, including payments to suppliers, freelancers, and partners. No more crazy fees eating into your precious startup capital!
  • Track your expenses across multiple currencies with ease. No more complex numbers — maintain crystal-clear financial transparency for yourself and potential investors!
  • Receive your statements in PDF and CSV format — perfect for reporting, auditing, and keeping your investors in the loop. No more searching for data at the worst possible moment!

SMEs

  • Analyse your financial data to optimise spending, and make informed business decisions. No more guesswork!
  • Reduce the time spent on transactions to maintain good relationships with suppliers and customers. No more delays in your financial operations!
  • Receive personalised support from your dedicated account manager. No more struggling with regulatory challenges!

Why Watch Others Succeed?

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SMEs SMEs SMEs SMEs SMEs

Corporations

  • Manage complex, high-volume international payments to meet commitments promptly and maintain your reputation for reliability. No more worrying about waiting times!
  • Quickly transfer funds to required countries, maintaining your business's global presence. No more hesitation in meeting financial obligations across borders!
  • Make instant multi-currency transfers, so transactions to vendors, employees, and partners are always timely. No more disruptions in cash flow!

Feeling Ambitious About Your Plans?

Open Your Large Business Account!

Dream of growing your business internationally?

Transferra's borderless payment solutions are your key to taking advantage of international opportunities.

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Business Industries Already Benefiting from Transferra's Features

International Trade

  • Export management companies
  • Import/export merchants
  • Commodity trading companies
Open Account for International Trade

Logistics

  • Transportation companies
  • Freight forwarders
  • Warehouse operators
Open Account for Logistics Company

IT industry

  • Technology startups
  • Software development companies
  • IT outsourcing companies
Open Account for IT Business

Digital Marketing

  • Social Media agencies
  • Advertising agencies
  • Digital agencies
Open Account for Digital Agency

Professional Services

  • Law firms
  • Financial auditing
  • Accounting firms
Open Account for My Firm

Specialised Segments

  • Maritime
  • Cryptocurrency businesses
  • Tourism agencies
Open Account for My Specific Business

Telecommunications

  • Communication operators
  • Internet service providers
  • Telecommunications equipment manufacturers
Open Account for Telecom

Education

  • Online Learning Platforms
  • International Student Agencies
  • Language Schools
Open Account for Education Services

Transferra Helps Businesses

  • Pay suppliers in high value for large shipments without worrying about transaction limits
  • Organise spending with sub-accounts tailored for projects or specific currencies
  • Issue unlimited virtual cards for marketing or other expenses, giving your team flexibility
  • Assign access levels to company representatives to reduce the workload on the finance unit
  • Gain full visibility and control over financial activities, leading to better decision-making
  • Save time on onboarding: the verification process takes about 15 minutes
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Transactions per month

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Active Customers

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Focus on strategic moves, not budget planning woes.

Transferra empowers you with intelligent payment solutions. EUR, USD, GBP, or a flexible Multi-Currency Account — simplify your global business banking.

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Transferra is Your Trusted Financial Partner

  • Your funds are securely stored in separate accounts within UK/EU banks, ensuring they are fully protected
  • Your money will never be loaned or invested, meaning it’s always 100% liquid
  • No chatbots in communication with clients. You will be supported by personal account managers
  • The platform uses modern cloud technologies with a PSD2 and PCI DSS approach for top-tier security
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Transferra a licensed EMI fully regulated by FCA in United Kingdom

Transferra Un Limited is an authorised and regulated electronic money institution (EMI) based in the United Kingdom. Registered with Companies House under number 13014681 and incorporated on 12th November 2020, Transferra is authorised by the Financial Conduct Authority (FCA) under reference number 942346 since 20th December 2021.

Transferra is committed to maintaining all applicable laws and regulations, including those concerning Anti-Money Laundering (AML), sanctions evasion and the prevention of terrorism financing, in line with UK, European, and international standards. Our compliance policies are designed to ensure that all operations are conducted to prevent financial crime, ensuring transparency and integrity in our services. Transactions are closely monitored to maintain compliance, uphold the highest level of security, and safeguard the interests of our clients.

Explore Differences

How Much Does It Cost to Open a Business Account with Transferra?

Starter

Entrepreneurs and small businesses

Account opening fee: €100
Monthly fee: €30
Onboarding fee: Free

Grow

New entrepreneurs and small businesses

Account opening fee: €250
Monthly fee: €100
Onboarding fee: €250

Scale

High-volume transaction businesses

Account opening fee: €400
Monthly fee: €200
Onboarding fee: €400

Custom

Large enterprises & multinational companies

Account opening fee: From
€500
Monthly fee: €300
Onboarding fee: €500
Full Pricing List
How to Register a Business Account with Transferra How to Register a Business Account with Transferra How to Register a Business Account with Transferra How to Register a Business Account with Transferra

How to Register Business Account with Transferra

Sign Up Online

Start by creating your profile on our website or mobile app

Begin Onboarding

Provide the required information about your business

Verify Your Account

Complete the verification process to ensure compliance.

Take a Break

Relax while we review your application. This typically takes up to 3 working days.

Start Using Your Account

Once approved, log in to your account and use our payment services

Start Registration

Our Partners Are the Leading Experts in the Financial Industry

Frequently Asked Questions

  • What is a business account?

    A Business IBAN Account is a financial account designed specifically for businesses to manage their operations efficiently. With Transferra’s Business Account, you can:

    • Hold and manage funds in multiple currencies
    • Make seamless international & UK local payments
    • Exchange currencies in real-time
    • Assign specific teammates access to accounts with limited permissions for better representative management
    • Benefit from a personal dedicated manager who provides tailored support on any matter

    UK and international payments: Carry out your transactions within the UK and across borders seamlessly.

  • Can I open a business account online?

    Absolutely! Transferra's online application process is simple and convenient. You can complete it from anywhere in the world. A dedicated manager might contact you if further information is needed.

  • How quickly can I open a business account?

    Our online application can be completed in as little as 15 minutes. However, the full account activation process typically takes 3 working days for review.

  • How much does it cost to open a business account?

    Transferra prides itself on transparent pricing. We don't have any hidden fees. We offer a range of plans with various features and services to suit varied business demands. The starting cost for opening a business account is €50. You can find a detailed breakdown of our charging structure in the detailed list on our website.

  • What info do I need to provide to open a business account with Transferra?

    To open your Transferra business account, please provide the following key information:

    1. Basic personal details (phone number and password) to create a user account.

    2. Business details:

    • a. Company details (name, finances, partners)
    • b. Company representative info (personal & contact)
    • c. UBO info (position, ownership %, verification for Simple Structure)
    • d. Verification documents (company documents for Standard Structure only)
    • e. Proof of address (company & UBOs)
    • f. Identity documents (representatives & UBOs)

    3. Financial information: a brief questionnaire about your company's finances

    This ensures compliance and security for your account!

    Read the full instructions in the onboarding guide.

  • How do you keep my money safe?

    We prioritise the security of your deposits. Following FCA's safeguarding requirements, all client assets are held in segregated accounts, completely separate from Transferra's own funds. This ensures your finances are protected and can't be used for anything other than your transactions.

    To understand the basis of Transferra's approach, please read the detailed explanation.

  • In which currencies can I make transactions?

    While we support major currencies like GBP, EUR, and USD, our list extends far beyond that, offering over 30 international options. This comprehensive selection ensures you can conduct business with confidence, regardless of your partner's location. Here's a glimpse of the currencies you can transact with: GBP, EUR, USD, DKK, CAD, CHF, NOK, SEK, HUF, PLN (and many more!).

  • Can I open a Transferra business account if I'm not in the Euro area?

    While our core focus caters to the Eurozone, Transferra understands the global nature of business today. That's why we offer accounts specifically designed for companies outside the EU, as long as your business maintains a presence in the European Economic Area (EEA). Just provide us with documentation proving your EEA connection, and we'll handle the rest. Due to legal and compliance requirements, we have limitations on service availability in certain countries. Check our acceptance policy here.